期刊信息
- 刊名： 河北师范大学学报（哲学社会科学版）Journal of Hebei Normal University (Philosophy and Social Sciences Edition)
- 主办： 河北师范大学
- ISSN： 1000-5587
- CN： 13-1029/C
- 该刊被以下数据库收录：
- AMI综合评价（A刊）核心期刊
- RCCSE中国核心学术期刊
- 中国期刊方阵入选期刊
- 全国百强社会科学学报
- 中国人民大学“复印报刊资料”重要转载来源期刊
On the information competence of the state-owned commercial banks in China
摘要/Abstract
解决金融市场信息不对称及其引起的逆向选择和道德风险问题而构成的商业银行信息获取、处理和运用能力是商业银行存在和发展的基石,是商业银行的核心竞争力。在新形势下中国国有商业银行信息能力建设具有战略意义。国有商业银行信息能力建设的原则是:从宏观、中观和微观三个层面入手,技术手段与制度手段相结合。
For the commercial banks, the information retrieval and competence lies in the solution of the imbalance that is caused by the financial marketing information versus its regressive alternatives and the moral risks. And it is the cornerstone of their development and the key competing strengths. Besides, the development of the information competence of the Chinese state-owned commercial banks is currently of strategic significance. The writer of the paper thus argues for three principles of the construction of information competence, namely, macro, intermediate, and micro levels, with technological and systematic mechanisms combined.