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在线阅读 --哲学社会科学版 2005年1期《论中国国有商业银行的信息能力》
论中国国有商业银行的信息能力--[在线阅读]
郧会梅
中央财经大学金融学院, 北京 100081
起止页码: 48--54页
DOI:
摘要
解决金融市场信息不对称及其引起的逆向选择和道德风险问题而构成的商业银行信息获取、处理和运用能力是商业银行存在和发展的基石,是商业银行的核心竞争力。在新形势下中国国有商业银行信息能力建设具有战略意义。国有商业银行信息能力建设的原则是:从宏观、中观和微观三个层面入手,技术手段与制度手段相结合。

On the information competence of the state-owned commercial banks in China
YUN Hui-mei
College of Finance, Chinese Central Financial University, Beijing 100081, China
Abstract:
For the commercial banks, the information retrieval and competence lies in the solution of the imbalance that is caused by the financial marketing information versus its regressive alternatives and the moral risks. And it is the cornerstone of their development and the key competing strengths. Besides, the development of the information competence of the Chinese state-owned commercial banks is currently of strategic significance. The writer of the paper thus argues for three principles of the construction of information competence, namely, macro, intermediate, and micro levels, with technological and systematic mechanisms combined.

收稿日期: 2004-5-18
基金项目:

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